*No purchase necessary. The contest is open to residents of Canada who have reached the age of majority where they reside. The approximate value of the prize is $400.00. In order to win, the entrant, selected at random, must correctly answer a mathematical skill-testing question.

When you participate in a contest we keep a record of the information, response or any opinion that you volunteer. We may use whatever you submit for the purpose of awarding a prize in a contest, to calculate the contest results on our Web sites or in other media such as business documents or leaflets sent to our clients. Winners of the Hole in One contest agree to have their names published.

Rules

ELIGIBILITY

Hole In One Contest is held by Elite Insurance Company. It is open to individuals who are residents of Canada, who have reached the age of majority where they reside, and who, between Jan 1st, 2010 and October 15th, 2010 inclusively, and according to the present rules, request/agree to receive a quote for hole-in-one* insurance from Elite Insurance Company.

No purchase is required. All eligible persons who request/agree to receive a free, no-obligation quote for hole-in-one insurance, according to the present rules, will be automatically entered into the contest. Four (4) draws plus Grand Prize Draw will be held during the contest period. First draw is May 1st, 2010 with final Grand Prize draw on October 15th 2010.

HOW TO PARTICIPATE

Expiry dates

4.1 Entry by mail
Participants may also send in their request for a quote by mailing in their first name, last name, street address, city, province, postal code and telephone number, as well as all the information necessary to complete the quote and group affiliation to Andrea Martin at Wayfarer Insurance Brokers Limited, 308 Bay Street, PO Box 160, Beaverton, Ontario L0K 1A0. Only entries duly completed and received with all required information by October 15, 2010 at 11:59 p.m.(EST) will be accepted and entered in the contest, if eligible.

Quotes

4.1 Telephone
Participants may also enter the contest by calling 1-866-898-9987 in order to request a hole-in-one insurance quote. They will have to provide their first name, last name, street address, city, province, postal code and telephone number, as well as all the information requested to complete the quote. This information will then be sent automatically to Elite Insurance Company for participation in the contest. Only entries duly completed with all required information by October 15, 2010 at 11:59 p.m.(EST) will be accepted and entered in the contest, if eligible.

4.2 E-quote
Participants may also enter the contest by filling out the quote form available at www.avivaholeinone.com or www.avivatrouduncoup.com. To get to the electronic form, participants must click on the promotional banner that reads, “Get a quote” Once they have reached the selected page, they may choose whether they are a broker or a tournament organizer and complete the quote form. To do so, they must follow the different steps of the quote application and fill out all mandatory fields such as e-mail address, first name, last name, complete address, postal code and telephone number, as well as all the information requested to complete the quote. Only quote forms with all required fields duly completed with adequate information on the participant and received by October 15 2010 at 11:59 p.m. (EST) will be accepted and entered in the contest, if eligible.

Prize

The prize consists of four (4) TomTom XXL 540*S World Traveler GPS approximate value $400.00 CDN. They can also exchange their prize for the same amount in cash (i.e. four hundred Canadian ($400 CDN)). One final Grand Prize draw for a Sony Bravia 52" Flat-Panel LCD HD TV with a Sony Bravia Home Entertainment System (Surround Sound) approximate value $2500.00 CDN or exchange for cash prize.

The prize must be accepted as described herein and may not be exchanged or substituted by other prizes. Prize shall be void if the winner does not take possession of the TomTom XXL 540*S or Sony Bravia 52" within one (1) year of being declared the winner. If the winner chooses the cash instead of the TomTom XXL 540*S or Sony Bravia 52", a cheque of four hundred dollars Canadian ($400 CDN) or two thousand five hundred dollars Canadian ($2500 CDN) will be made in the winner's name and will be given to him or her within four (4) weeks after Elite Insurance Company receives his/her choice of prize.

GENERAL RULES

The reply forms (paper and electronic) received will be subject to verification by Elite Insurance Company. All incomplete, inaccurate, illegible, late or facsimile reply forms will be automatically cancelled. Elite Insurance Company's decision to this effect is final and cannot be appealed.

The electronic quote forms will also be subject to verification by Elite Insurance Company. All incomplete, inaccurate, late or facsimile quote forms, as well as any fraudulent participation, as the case may be, will be automatically rejected. Elite Insurance Company's decision to this effect is final and cannot be appealed.

Elite Insurance Company or its agents will attempt to contact (by phone, e-mail or mail) the potential winner selected at random, using the entry information. If the potential winner cannot be contacted within fourteen (14) days of the draw date, then Elite Insurance Company or its agents will draw another name on a random basis and will attempt to contact the next selected potential winner in the same manner and so on until a potential winner is contacted.

Before being declared a winner, the person selected at random must answer correctly, without assistance and within a limited time period, a mathematical skill-testing question. The question will be submitted by phone to the randomly selected person, at a previously determined time. In the event of a correct response, the winning contestant will then be informed on how he/she can take possession of his/her prize.

Before taking possession of the prize, the contest winner must agree to sign a release form, releasing Elite Insurance Company, its affiliate companies and agents from all liability in respect to any damages that he/she may suffer as a result of accepting and using his/her prize.

In the event that Elite Insurance Company is unable to award the TomTom XXL 540*S and Grand Prize Sony 52" as described herein, for reasons beyond its control not related to the winner, the Sponsor reserves the right to award a prize of the same nature and of equal or greater value, or at its sole discretion, the cash value of the prize indicated in these rules.

The contest is open to residents of Canada (excluding companies, partnership or other business) who have reached the age of majority where they reside and who are eligible participants according to these rules, with the exception of members of personnel, agents and representatives of Elite Insurance Company or its affiliates (defined as all of the companies affiliated with AVIVA Canada Inc.), its advertising or promotion agencies, and the suppliers of the prize, equipment and services related to this contest, and any persons living under the same roof.

For the purpose of these rules, the participant is the person whose name appears on the reply form (paper or electronic), on the electronic quote form or who calls to give an expiry date or to request a quote. In case of a disagreement between them, Elite Insurance Company reserves the right to decide to which person the skill-testing question will be asked and receive the prize.

Elite Insurance Company, its affiliated companies, their advertising and promotional agencies, their employees, agents and representatives are not liable for faulty computer components, software or links, the loss or non-existence of communications capability, or faulty, incomplete, incomprehensible, or erased computer or network transmissions that render an individual ineligible for this contest. Elite Insurance Company, its affiliated companies, their advertising and promotional agencies, their employees, agents and representatives waive all liability from any damage or loss that could arise, directly or indirectly, in whole or in part, from downloading any software and by transmitting any data relating to the participation in this contest. Persons found tampering with or abusing any aspect of this contest, as solely determined by Elite Insurance Company, will be disqualified. If disqualified for any of the above abuses, Elite Insurance Company reserves the right to terminate a participant's eligibility to participate.

Elite Insurance Company reserves the right, at its sole discretion, to cancel, modify, terminate or suspend this Contest, in whole or in part, if an event or any human intervention corrupts or affects the administration, security, impartiality or the normal running of this Contest as provided for in these rules, subject to the approval of the Régie des alcools, des courses et des jeux du Québec (“Régie”), if required. In any case, Elite Insurance Company, its affiliated companies, their advertising and promotional agencies, their suppliers of material or services related to this Contest as well as their employees, agents and representatives cannot be held to award more prizes or to award the prize otherwise than in compliance with these rules.

By entering this contest or trying to do so, all persons release Elite Insurance Company, its affiliated companies, their advertising and promotional agencies, their employees, agents and representatives from any damage which could arise from their participation or attempt to participate in the contest.

For Québec residents, any litigation respecting the conduct or organization of a publicity contest may be submitted to the Régie for a ruling. Any litigation respecting the awarding of a prize may be submitted to the Régie only for the purpose of helping the parties reach a settlement.